SOCIOLOGICAL RESEARCH

TITLE

Dilemmas of Policyholder and the CTP Insurer: the Experience of Primorsky Krai

Dmitrii V. Kolodin, Ol'ga S. Ivchenko, Vladislav S. Vityunin

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INDEX

RAR (Research Article Report)

JEL O35

https://doi.org/10.52180/1999-9836_2025_21_1_10_139_156

AUTHORS

Dmitrii V. Kolodin

Primorsky Research Center for Sociology and Civil Initiatives, Vladivostok, Russia

Vladivostok State University, Vladivostok, Russia

e-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.

OCRID: https://orcid.org/0000-0002-4618-4242

SPIN-code: 3535-7356

RSCI AuthorID: 907654

Ol'ga S. Ivchenko

Primorsky Research Center for Sociology and Civil Initiatives, Vladivostok, Russia

e-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.

OCRID: https://orcid.org/0009-0001-2304-6007

SPIN-code: 4751-2355

RSCI AuthorID: 812911

Vladislav S. Vityunin

Primorsky Research Center for Sociology and Civil Initiatives, Vladivostok, Russia

e-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.

OCRID: https://orcid.org/0009-0003-0314-777X

SPIN-code: 2551-0602

RSCI AuthorID: 1233500

FOR CITATION

Kolodin D.V., Ivchenko O.S., Vityunin V.S. Dilemmas of Policyholder and the CTP Insurer: the Experience of Primorsky Krai. Uroven' zhizni naseleniya regionov Rossii=Living Standards of the Population in the Regions of Russia. 2025;21(1):139–156. https://doi.org/10.52180/1999-9836_2025_21_1_10_139_156 (In Russ.)

Abstract

The purpose of the study is to comprehensively analyze the problem field of current communication practices between CTP insurers and policyholders. Within the framework of the work, the tasks of analyzing the availability of the policy in electronic and offline formats, investigating the difficulties encountered in issuing a policy and receiving insurance payments, identifying barriers and developing proposals to optimize the communication practices of insurance market participants were solved. The methodological basis is based on a combination of quantitative and qualitative methods. The research is based on methodological individualism proposed by F. Hayek, who explains social phenomena through the individual actions of people. The theoretical basis of the research is the theory of social dilemmas in the key of individualistic-holistic antagonism, changing under the influence of digital transformation processes. The relevance is due to the change in the interaction of the policyholder and the insurer under the influence of digitalization. New forms of communication optimize the processes of issuing policies and payments. The scientific novelty of the study is to identify the ethical problems of the formulated dilemmas of the insurer and the policyholder, and an analysis of their content is carried out. The disadvantages and positive potential of digitalization of communications indicated between the subjects are identified. The information sources were scientific articles and studies revealing the problems of insurance and CTP, statistical data from the Russian Union of Motor Insurers, as well as data from sociological studies conducted by the KGAU Primorsky Research Institute of Sociology and Civil Initiatives in November 2023. Most car owners prefer to take out a policy through intermediaries, which increases their costs. About a quarter of the respondents were able to successfully issue an electronic policy, while many face a number of technical difficulties. The data indicate the need for educational campaigns designed to raise public awareness of the possibilities of electronic registration of policies and mechanisms of legal protection in case of refusal of insurance companies. The authors note that digital transformation can contribute to solving the dilemma of the insurer and the policyholder, making insurance more affordable and effective.

Keywords

CTP, insurance, policyholder, insurer, dilemma, digitalization, sociological research

AUTHORS BIOGRAFY

Dmitrii V. Kolodin

PhD in Sociology, Head of the Research and Methodological Development Department, Primorsky Scientific Research Center for Sociology and Civic Initiatives; Associate Professor, the Department of General and Legal Psychology, Vladivostok State University

Ol'ga S. Ivchenko

Director of the Primorsky Research Center for Sociology and Civic Initiatives

Vladislav S. Vityunin 

Leading Sociologist, Primorsky Scientific Research Center for Sociology and Civic Initiatives

References

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SOCIOLOGICAL RESEARCH

TITLE

Will Tourism Become an Effective Factor in Supporting the Standard of Living of the Local Population (Using the Example of the Republic of Buryatia)?

Evgeniya V. Potravnaya, Lyudmila B.-Zh. Maksanova

Размер файла000
Размер файла  2.828 MB Размер файла Full text

INDEX

RAR (Research Article Report)

JEL I131, Z32, J63

https://doi.org/10.52180/1999-9836_2025_21_1_9_127_138

AUTHORS

Evgeniya V. Potravnaya

Moscow City University, Moscow, Russia

e-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.

OCRID: https://orcid.org/0000–0003–3343–0253

SPIN-code: 8236-0773

RSCI AuthorID: 1143331

ResearcherID: AFV-1275-2022

Scopus Author ID 57219162340

Lyudmila B.-Zh. Maksanova

Baikal Institute of Nature Management - Siberian Branch of the Russian Academy of Sciences, Ulan-Ude, Russia

e-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.

OCRID: https://orcid.org/0000-0001-5460-9354

SPIN-code: 2147-1605

RSCI AuthorID: 135857

ReseacherID: AAQ-2547-2020

Scopus Author ID: 6506751321

FOR CITATION

Potravnaya E.V., Maksanova L.B.-Zh. Will Tourism Become an Effective Factor in Supporting the Standard of Living of the Local Population (Using the Example of the Republic of Buryatia)? Uroven' zhizni naseleniya regionov Rossii=Living Standards of the Population in the Regions of Russia. 2025;21(1):127–138. https://doi.org/10.52180/1999-9836_2025_21_1_9_127_138 (In Russ.)

Abstract

The article considers approaches to the analysis and measurement of the readiness of the local population from among the indigenous minorities to develop tourism activities in their places of residence and the impact of tourism on living standards. The analytical base is based on the results of our own sociological surveys of indigenous minorities in four areas of their compact residence in the Republic of Buryatia. The purpose of the study is to develop scientific tools for analyzing the development of tourism in the territories of traditional residence of indigenous peoples, to identify the attitude of the local population to the development of tourism from the standpoint of the tourist attractiveness of these territories, to improve the standard of living of indigenous peoples. The hypothesis of the study is that the indigenous population is interested in the development of tourism in terms of improving living standards. At the same time, they associate their willingness to work with tourists with the development of infrastructure, improvement of transport accessibility of the territory, targeted support for the development of tourism in places where indigenous peoples live, and environmental conservation. As a result of the study, the factors hindering the development of tourism activities (fear and uncertainty of the local population in working with tourists, poor transport accessibility, lack of infrastructure) were identified, and the benefits of tourism development were determined (obtaining additional income through the provision of services to tourists, creating new jobs, selling souvenirs from local raw materials). The scientific novelty of the study consists in the development of a methodological approach to studying the readiness of the local population to develop tourism and improve the quality of life on this basis. The elements of scientific novelty include the development of methods for assessing the readiness of the local population for the development of tourism. The results of the study can be used to develop tourism in places where indigenous peoples traditionally live and improve the quality of life of the local population.

Keywords

tourism, tourist activity, quality of life of the population, readiness of the population, indigenous peoples, sociological survey, Republic of Buryatia

AUTHORS BIOGRAFY

Evgeniya V. Potravnaya 

PhD in Sociology, Senior Lecturer at the Institute of Economics, Management and Law, Moscow City University

Lyudmila B.-Zh. Maksanova 

Doctor of Economics, Associate Professor, Leading Researcher at the Laboratory of Environmental Economics, Baikal Institute of Nature Management - Siberian Branch of the Russian Academy of Sciences

References

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  2. Bobkov V.N., Chernykh E.A. The Relationship of the Quality of Employment and the Quality of Work Life: A Review of Research and the Outlines of Their Development. Uroven' Zhizni Naseleniya Regionov Rossii=Living Standards of the Population in the Regions of Russia. 2023;19(3):361–384. https://doi.org/10.52180/1999-9836_2023_19_3_5_361_384 (In Russ.)
  3. Potravnaya E.V. How Does Industrial Development of the Arctic Contribute to the Conservation of People and Improve the Quality of Life of the Peoples of the North? V. Potravnaya. Uroven' Zhizni Naseleniya Regionov Rossii=Living Standards of the Population in the Regions of Russia. 2022;18(4):554–562. https://doi.org/10.19181/lsprr.2022.18.4.11 (In Russ.)
  4. Nogovitsyn R.R., Sofronova T.S., Potravnaya E.V. The Quality of Life of Indigenous Peoples of the North in the Context of Industrial Development of the Arctic (on the Example of the Arctic Zone of Yakutia). Arktika: Ekologiya i Ekonomika=Arctic: Ecology and Economy. 2024;14(1(53)):147–157. https://doi.org/10.25283/2223-4594-2024-1-147-157 (In Russ.)
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  6. Maksanova L.B.-Zh., Khrebtova T.A., Badmatsyrenova M.B. Tourism in the Far Eastern Federal District: Current State and Developmental Prospects. Vestnik Buryatskogo Gosudarstvennogo Universiteta. Ekonomika i Menedzhment=Bulletin of Buryat State University. Economy and Management. 2023;(3):65‒75. https://doi.org/10.18101/2304-4446-2023-3-65-75 (In Russ.)
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SOCIOLOGICAL RESEARCH

TITLE

Standard of Living as an Indicator of «Movement» towards Happiness

Natalya L. Antonova, Sofya B. Abramova 

Размер файла000
Размер файла  2.828 MB Размер файла Full text

INDEX

RAR (Research Article Report)

JEL I31

https://doi.org/10.52180/1999-9836_2025_21_1_8_112_126

AUTHORS

Natalya L. Antonova

Ural Federal University named after the First President of Russia B.N. Yeltsin, Yekaterinburg, Russia

e-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.

OCRID: https://orcid.org/0000-0002-2063-4970

SPIN-code: 6737-2636

RSCI AuthorID: 135864

ResearcherID: Q-1495–2015

Scopus Author ID 57038433100

Sofya B. Abramova

Ural Federal University named after the First President of Russia B.N. Yeltsin, Yekaterinburg, Russia

e-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.

OCRID: https://orcid.org/0000-0003-4010-8406

SPIN-code: 9769-7902

RSCI AuthorID: 253591

ReseacherID: I-1755-2018

Scopus Author ID: 57207949336

FOR CITATION

Antonova N.L., Abramova S.B. Standard of Living as an Indicator of «Movement» towards Happines. Uroven' zhizni naseleniya regionov Rossii=Living Standards of the Population in the Regions of Russia. 2025;21(1):112–126. https://doi.org/10.52180/1999-9836_2025_21_1_8_112_126 (In Russ.)

Abstract

The article analyzes the relationship between the standard of living and subjective assessment of happiness in the context of a new global challenge and structural transformations affecting the daily life of individuals/social groups. The main goal of the study was to study the significance of the standard of living as an indicator of happiness and «movement» towards it. The theoretical and methodological framework of the study was the emotional-value approach to identifying the essential and semantic characteristics of the subjective understanding of happiness and perception of the standard of living. Based on the materials of an empirical sociological study (n=1170), the article argues that the standard of living is not included in the semantic field of interpretive models of happiness, giving way to family and health, as well as self-realization. The survey materials demonstrate a wide repertoire of situations in the life perspective of the population, including an increase in living standards, which become landscape points in the «movement» towards happiness. A weak financial situation serves to develop such a «movement» for every fourth respondent; for 7%, such a factor is the instability of the economic situation in the country. At the same time, the growth of personal financial status and favorable economic conditions are assessed by respondents as a factor in the growth of a positive emotional state. The results of the survey made it possible to record the following discrepancy in the responses of respondents and statistical analysis. The respondents do not recognize a linear connection between the standard of living and happiness, but a correlation is found between self-assessment of the amount of income and satisfaction with it with indicators of happiness. The cluster analysis made it possible to identify five groups of respondents according to their standard of living: depressed, optimistic, average, prosperous and crisis. The study revealed that self-assessment of income level is less correlated with the implementation of the “deferred” happiness model than satisfaction with financial situation. At the same time, both low income and dissatisfaction with the standard of living form a “movement” towards a happy life in the future. Based on the research materials, the article determines that the standard of living can act as a source of happiness, a barrier to its achievement, an incentive to intensify the «movement» towards happiness and a tool for realizing life prospects.

Keywords

standard of living, happiness, «movement» towards happiness, delayed happiness, well-being, satisfaction, emotions, expectations, life perspective

Acknowledgements

the research was funded by the Russian Science Foundation No. 24-28-00617, https://rscf.ru/project/24-28-00617/.

AUTHORS BIOGRAFY

Natalya L. Antonova

Doctor of Sociological Sciences, Professor at the Department of Sociology and Technologies of Public and Municipal Administration, School of Public Administration and Entrepreneurship, Ural Federal University n. a. the First President of Russia B.N. Yeltsin

Sofya B. Abramova

PhD in Sociology, Associate Professor, Department of Applied Sociology, Ural Federal University n. a. the First President of Russia B.N. Yeltsin 

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SOCIOLOGICAL RESEARCH

TITLE

Russian Family Well-Being in the Self-Assessments of the Population

Dina K. Tanatova, Ivan V. Korolev

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INDEX

RAR (Research Article Report)

JEL Z13

https://doi.org/10.52180/1999-9836_2025_21_1_7_100_111

AUTHORS

Dina K. Tanatova

Russian State Social University, Moscow, Russia

e-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.

OCRID: https://orcid.org/0000-0002-7924-2242

SPIN-code: 7675-8938

RSCI AuthorID: 774128

ResearcherID: U-1664-2017

Scopus Author ID 56748103100

Ivan V. Korolev

Russian State Social University, Moscow, Russia

e-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.

OCRID: https://orcid.org/0000-0002-1317-2317

SPIN-code: 3585-2844

RSCI AuthorID: 850724

ReseacherID: Y-3816-2019

Scopus Author ID: 57205201514

FOR CITATION

Tanatova D.K., Korolev I.V. Russian Family Well-Being in the Self-Assessments of the Population. Uroven' zhizni naseleniya regionov Rossii=Living Standards of the Population in the Regions of Russia. 2025;21(1):100-111. https://doi.org/10.52180/1999-9836_2025_21_1_7_100_111 (In Russ.)

Abstract

The article presents the sociological understanding of family well-being as a prerequisite for the full performance of the basic functions of this paramount social institution. Based on the analysis of Russian and foreign sources on the subject of well-being, the conceptual content of the core concept of "family well-being" is formulated, since there was no definition of it that met the requirements of the authors of the study. In order to obtain a holistic view of family well-being, the authors propose the use of a sociological approach that examines the complex of economic, social and psychological segments of well-being. The authors analyse the results of a sociological study in which they assessed these segments and drew conclusions about the level of well-being of the Russian family as a whole. In particular, it is pointed out that the state of economic well-being of the family is negatively influenced by low income, housing problems and borrowing. Social well-being is negatively affected by the reproductive passivity of families, excessive workload of parents, lack of necessary control and education of children. The state of psychological well-being of the Russian family is the most favourable compared to other segments. It is characterised by a positive family atmosphere, short-lived conflicts, a stable orientation towards family preservation and joint leisure activities, and extensive friendly communication with the outside world. The authors put forward a hypothesis that the objective indicators obtained in the course of the survey cannot always directly determine the well-being of the family, while the subjective self-assessment of the family's well-being reflects its real state to a greater extent. In particular, it should be noted that lack of housing, material wealth, debt, lack of a well-paid job and other difficulties in life do not prevent a family from considering itself happy and well-off

Keywords

family, family well-being, economic well-being, social well-being, psychological well-being, family support measures, well-being measurement

AUTHORS BIOGRAFY

Dina K. Tanatova

Doctor of Sociology, Professor, Head of the Department of Sociology, Ethnography and Sociometry, Russian State Social University 

Ivan V. Korolev 

PhD in Sociology, Associate Professor, Department of Sociology, Ethnography and Sociometry, Russian State Social University

References

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  14. Rostovskaya T.K., Vasilieva E.N. Indicators of Economic Well-Being of Russian Families (Based on the Results of a Regional Study). Sem'ya i Rabota. International Scientific and Practical Conference Proceedings; September 19-20, 2024; Nizhnii Novgorod, Russia. Nizhnii Novgorod: Lobachevsky State University of Nizhni Novgorod. 2024:85-88. (In Russ.)
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  16. Kislyakov P.A., Shmeleva E.A. Psychological Well-Being of Families with a Child with Intellectual Disabilities. Obrazovanie i Nauka=The Education and Science Journal. 2017;(1):142-159. https://doi.org/10.17853/1994-5639-2017-1-142-159 (In Russ.)
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  18. Novoselova E.N. To the Problem of Excessive Alcohol Consumption in Russian Families. Vestnik Moskovskogo Universiteta. Seriya 18. Sotsiologiya i Politologiya=Moscow State University Bulletin. Series 18. Sociology and Political Science. 2020;26(4):142-160. https://doi.org/10.24290/1029-3736-2020-26-4-142-160 (In Russ.) 

ECONOMIC RESEARCH

TITLE

Analysis of the Social Situation and the Effectiveness of Government Bodies in the Constituent Entities of the Russian Federation Based on Citizens’ Appeals

Dzhomart F. Aliev, Vasilii V. Urozhenko, Daniil V. Volkov, Мariya А. Pil'gun

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Размер файла  2.828 MB Размер файла Full text

INDEX

RAR (Research Article Report)

JEL Z10

https://doi.org/10.52180/1999-9836_2025_21_1_6_88_99

AUTHORS

Dzhomart F. Aliev

Russian State Social University, Moscow, Russia

e-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.

OCRID: https://orcid.org/0009-0009-0127-9414

RSCI AuthorID: 1168750

Vasilii V. Urozhenko

Institute for Regional Economic Research, Moscow, Russia

e-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.

RSCI AuthorID: 1236457

Daniil V. Volkov

Russian State Social University, Moscow, Russia

e-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.

OCRID: https://orcid.org/0000-0002-0546-4731

SPIN-code: 1376-9381

RSCI AuthorID: 868697

ResearcherID: H-7297-2016

Scopus Author ID: 57192662638

Мariya А. Pil'gun

Russian State Social University, Moscow, Russia

e-mail: This email address is being protected from spambots. You need JavaScript enabled to view it.

OCRID: https://orcid.org/0000-0002-8948-7075

SPIN-code: 3582-5397

RSCI AuthorID: 72586

ResearcherID: I-4399-2013

Scopus Author ID: 56178277300

FOR CITATION

Aliev D.F., Urozhenko V.V., Volkov D.V., Pil'gun М.А. Analysis of the Social Situation and the Effectiveness of Government Bodies in the Constituent Entities of the Russian Federation Based on Citizens’ Appeals. Uroven' zhizni naseleniya regionov Rossii=Living Standards of the Population in the Regions of Russia. 2025;21(1):88-99. https://doi.org/10.52180/1999-9836_2025_21_1_6_88_99 (In Russ.)

Abstract

The article presents an original methodology for analyzing the effectiveness of government bodies in the regions of the Russian Federation based on citizen appeals, as well as identifying social well-being and tension, and preventing the latter's growth in Russian society. The study aimed to develop and test a methodology for analyzing the informational support of government bodies' activities in the regions of the Russian Federation based on citizen appeals. The research addressed the following tasks: developing a system of indices and ratings to analyze the informational support of government bodies' activities in the regions of the Russian Federation based on citizen appeals; testing the developed methodology; and determining the effectiveness of government bodies based on the obtained data. The results of the first stage of the project are presented, during which materials from citizen appeals and the responses of government bodies at the federal, regional, and local levels were analyzed. This allowed conclusions to be drawn about the success of government bodies in various regions of the Russian Federation. As a result of the research, a methodology for forming indices to create regional ratings of the Russian Federation based on citizen appeals was developed and tested. The final consolidated rating, which integrates the results presented in the indices and intermediate ratings, made it possible to track the dynamics of government bodies' performance in improving the effectiveness of dialogue with the population across various regions of the Russian Federation. Positive examples include Moscow, St. Petersburg, the Amur Region, the Jewish Autonomous Region, the Kamchatka Territory, the Kirov Region, the Perm Territory, the Republic of Ingushetia, and the Smolensk Region. Regions demonstrating negative dynamics in organizing work based on citizen appeals were also identified. The final consolidated rating made it possible to track the dynamics of government bodies' performance in various regions of the Russian Federation in improving the effectiveness of dialogue between society and the government.

Keywords

performance, government bodies, effectiveness, regions of the Russian Federation, citizen appeals, index, regional rating of the Russian Federation, society and government

AUTHORS BIOGRAFY

Dzhomart F. Aliev

PhD in Economics, Associate Professor, First Vice-Rector, Russian State Social University

Vasilii V. Urozhenko

PhD in Economics, Vice-Rector for Research, Russian State Social University

Daniil V. Volkov

Leading Specialist, Russian State Social University

Мariya А. Pilgun

Doctor of Philology, Professor, Russian State Social University

References

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